:root {
  --navy: #0a2456;
  --navy-2: #14356f;
  --ink: #172033;
  --muted: #445066;
  --orange: #e85d04;
  --amber: #ff8a1a;
  --paper: #f6f3ec;
  --paper-2: #efeae1;
  --white: #ffffff;
  --line: #e3dbcf;
  --soft: #e7eef8;
  --ok: #0f7a4a;
  --shadow: 0 16px 40px rgba(10, 36, 86, 0.08);
  --radius: 18px;
  --max: 1140px;
  --font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --display: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

*,
*::before,
*::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  font-size: 1.0625rem;
  line-height: 1.6;
  color: var(--ink);
  background: var(--paper);
  text-rendering: optimizeLegibility;
}
body.nav-lock { overflow: hidden; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy); text-underline-offset: 3px; }
button, input, select, textarea { font: inherit; color: inherit; }
h1, h2, h3, h4 {
  font-family: var(--display);
  color: var(--navy);
  letter-spacing: -0.02em;
  line-height: 1.12;
  margin: 0 0 0.5rem;
}
p { margin: 0 0 0.9rem; }
ul { margin: 0 0 1rem; padding-left: 1.15rem; }
::selection { background: var(--navy); color: #fff; }
:focus-visible { outline: 3px solid var(--orange); outline-offset: 3px; }
.skip {
  position: absolute;
  left: 12px;
  top: -40px;
  background: var(--navy);
  color: #fff;
  padding: 8px 12px;
  z-index: 100;
  border-radius: 8px;
}
.skip:focus { top: 12px; }

.container { width: min(var(--max), calc(100% - 32px)); margin-inline: auto; }
.topbar {
  background: var(--navy);
  color: #f7f4ee;
  font-size: 0.92rem;
}
.topbar-inner {
  min-height: 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.topbar a { color: #fff; font-weight: 600; text-decoration: none; }
.topbar a:hover { color: #ffd7b8; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid transparent;
}
.site-header.is-stuck { border-bottom-color: var(--line); box-shadow: 0 8px 24px rgba(10, 36, 86, 0.05); }
.header-inner {
  min-height: 74px;
  display: flex;
  align-items: center;
  gap: 20px;
}
.brand { display: flex; align-items: center; margin-right: auto; text-decoration: none; }
.brand img { height: 48px; width: auto; }
.nav-toggle {
  display: none;
  border: 1px solid var(--line);
  background: #fff;
  border-radius: 999px;
  min-height: 42px;
  padding: 0 14px;
  font-weight: 700;
  cursor: pointer;
}
.site-nav { display: flex; align-items: center; gap: 4px; }
.site-nav > a,
.drop > button {
  appearance: none;
  background: none;
  border: 0;
  text-decoration: none;
  color: var(--navy);
  font-weight: 600;
  padding: 8px 12px;
  border-radius: 999px;
  cursor: pointer;
}
.site-nav > a:hover,
.drop > button:hover,
.site-nav > a[aria-current="page"] { background: var(--paper-2); }
.drop { position: relative; }
.drop-menu {
  display: none;
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  width: 320px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  box-shadow: var(--shadow);
  padding: 8px;
  max-height: min(70vh, 560px);
  overflow: auto;
}
.drop:hover .drop-menu,
.drop:focus-within .drop-menu { display: grid; }
.drop-menu a {
  display: grid;
  gap: 2px;
  text-decoration: none;
  padding: 10px 12px;
  border-radius: 12px;
  color: var(--ink);
}
.drop-menu a:hover { background: var(--paper); }
.drop-menu strong { font-family: var(--display); font-size: 0.98rem; color: var(--navy); letter-spacing: -0.02em; }
.drop-menu span { color: var(--muted); font-size: 0.86rem; line-height: 1.35; }
.header-call { flex: none; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 48px;
  padding: 0 18px;
  border-radius: 999px;
  border: 1.5px solid transparent;
  text-decoration: none;
  font-weight: 700;
  letter-spacing: -0.01em;
  cursor: pointer;
  transition: transform 0.15s ease, background 0.15s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-orange { background: var(--orange); color: #fff; }
.btn-orange:hover { background: #cf4e03; }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: #081c44; }
.btn-ghost { background: #fff; color: var(--navy); border-color: #d9d0c3; }
.btn-ghost:hover { border-color: var(--navy); }
.btn-line { background: transparent; color: #fff; border-color: rgba(255,255,255,.4); }

.hero { position: relative; padding: 36px 0 28px; overflow: hidden; }
.hero::before {
  content: "";
  position: absolute;
  width: 540px;
  height: 540px;
  right: -140px;
  top: -180px;
  background: radial-gradient(circle, rgba(255, 138, 26, 0.28), transparent 68%);
  pointer-events: none;
}
.hero-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 42px;
  align-items: center;
}
.kicker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #fff;
  border: 1px solid var(--line);
  color: var(--navy);
  border-radius: 999px;
  padding: 6px 12px;
  font-weight: 700;
  font-size: 0.82rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.kicker i {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--orange);
  display: block;
}
h1 { font-size: clamp(2.45rem, 4.7vw, 4.15rem); font-weight: 700; }
h1 em, .accent { font-style: normal; color: var(--orange); }
.lead { font-size: 1.2rem; color: var(--muted); max-width: 40rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 10px; margin: 22px 0 14px; }
.fine { color: var(--muted); font-size: 0.92rem; }
.fine a { font-weight: 700; }

.board {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: var(--shadow);
  padding: 18px;
}
.board-top { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.board-top img { width: 42px; height: 42px; object-fit: contain; }
.board-top strong { display: block; font-family: var(--display); color: var(--navy); }
.board-top span { color: var(--muted); font-size: 0.88rem; }
.pill {
  margin-left: auto;
  background: #e8f6ee;
  color: var(--ok);
  font-weight: 700;
  font-size: 0.78rem;
  border-radius: 999px;
  padding: 4px 10px;
}
.checks { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; }
.checks li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  background: var(--paper);
  border-radius: 12px;
  padding: 10px 12px;
  font-weight: 600;
}
.checks li::before {
  content: "";
  width: 18px;
  height: 18px;
  flex: none;
  margin-top: 2px;
  border-radius: 50%;
  background: var(--ok) url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'><path d='M3.5 8.2 6.4 11 12.5 5' fill='none' stroke='white' stroke-width='2' stroke-linecap='round'/></svg>") center / 14px no-repeat;
}
.checks li.now { background: #fff4ec; }
.checks li.now::before { background: var(--orange); box-shadow: inset 0 0 0 5px #fff4ec; }
.checks li.wait { color: var(--muted); font-weight: 600; }
.checks li.wait::before { background: #fff; box-shadow: inset 0 0 0 2px #cfc6b8; }
.board-foot {
  margin-top: 12px;
  padding-top: 12px;
  border-top: 1px dashed var(--line);
  color: var(--navy);
  font-weight: 700;
}
.start-picks { display: grid; gap: 8px; }
.start-picks a {
  display: grid;
  gap: 2px;
  text-decoration: none;
  background: var(--paper);
  border-radius: 12px;
  padding: 12px 14px;
  color: var(--ink);
}
.start-picks a:hover { background: #fff4ec; }
.start-picks strong { color: var(--navy); font-family: var(--display); }
.start-picks span { color: var(--muted); font-size: 0.92rem; }

.photo-row {
  display: grid;
  grid-template-columns: 1.45fr 1fr 0.82fr;
  gap: 10px;
  padding-bottom: 8px;
}
.photo-row img,
.wide-photo,
.figure img,
.step img,
.insight.has-photo img {
  display: block;
  width: 100%;
  object-fit: cover;
}
.photo-row img { height: 300px; border-radius: 18px; }
.wide-photo { height: 380px; border-radius: 18px; margin-bottom: 22px; }
.figure { margin: 0 0 1.25rem; }
.figure img { max-height: 440px; border-radius: 16px; }
.step { overflow: hidden; }
.step img { height: 188px; margin: -20px -20px 14px; width: calc(100% + 40px); max-width: none; }
.insight.has-photo { padding: 0; overflow: hidden; }
.insight.has-photo img { height: 168px; }
.insight-body { display: block; padding: 14px 20px 18px; }

.trust {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  padding: 8px 0 20px;
}
.trust article {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 16px;
}
.trust strong { display: block; font-family: var(--display); color: var(--navy); margin-bottom: 4px; }
.trust p { margin: 0; color: var(--muted); font-size: 0.95rem; }

.section { padding: 64px 0; }
.section-head { max-width: 680px; margin-bottom: 28px; }
.section-head h2, .page-hero h1 { font-size: clamp(2rem, 3.4vw, 3rem); }
.eyebrow {
  color: var(--orange);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-size: 0.78rem;
  margin-bottom: 8px;
}
.feature-grid { display: grid; grid-template-columns: 1.15fr 1fr; gap: 14px; }
.card-grid, .mini-grid, .insight-grid { display: grid; gap: 14px; }
.mini-grid { grid-template-columns: repeat(3, 1fr); margin-top: 14px; }
.card-grid { grid-template-columns: repeat(4, 1fr); }
.insight-grid { grid-template-columns: repeat(3, 1fr); }
.card, .feature, .insight, .plain {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
  text-decoration: none;
  color: inherit;
  display: block;
}
.feature { min-height: 230px; display: flex; flex-direction: column; }
.feature.alt { background: var(--navy); color: #f7f4ee; border-color: var(--navy); }
.feature.alt h3, .feature.alt p { color: #f7f4ee; }
.card h3, .feature h3, .insight h3 { font-size: 1.25rem; margin-top: 12px; }
.card p, .feature p, .insight p { color: var(--muted); margin: 0; }
.feature.alt p { color: #d5deee; }
.card:hover, .insight:hover, .plain:hover { border-color: #efc3a6; transform: translateY(-2px); transition: 0.15s ease; }
.ico {
  width: 42px;
  height: 42px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  background: #fff4ec;
  color: var(--orange);
}
.ico svg { width: 22px; height: 22px; }
.feature.alt .ico { background: rgba(255,255,255,.1); color: #ffb27a; }
.more { display: inline-flex; margin-top: 14px; font-weight: 700; color: var(--orange); }

.order {
  list-style: none;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 10px;
  padding: 0;
  margin: 28px 0 0;
}
.order li {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 14px;
}
.order span {
  display: block;
  font-family: var(--display);
  color: var(--orange);
  font-weight: 700;
  margin-bottom: 6px;
}
.order strong { color: var(--navy); }

.band {
  background: var(--navy);
  color: #f4f1ea;
  border-radius: 28px;
  padding: 36px;
}
.band h2 { color: #fff; }
.band .section-head p, .band > p { color: #d5deee; }
.band .card {
  background: rgba(255,255,255,.05);
  border-color: rgba(255,255,255,.12);
  color: #f4f1ea;
}
.band .card h3 { color: #fff; }
.band .card p { color: #d5deee; }
.band .ico { background: rgba(255,138,26,.15); color: #ffb27a; }
.band .more { color: #ffb27a; }

.steps { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.step {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 20px 20px 16px;
}
.step em {
  font-family: var(--display);
  font-style: normal;
  font-weight: 700;
  color: var(--orange);
  font-size: 0.86rem;
  letter-spacing: 0.06em;
}
.refuse { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; align-items: start; }
.refuse ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.refuse li {
  background: #fff;
  border-left: 4px solid var(--orange);
  border-radius: 0 12px 12px 0;
  padding: 12px 14px;
}

.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: 16px; background: #fff; }
table { width: 100%; border-collapse: collapse; min-width: 640px; }
th, td { text-align: left; padding: 12px 14px; border-bottom: 1px solid var(--line); vertical-align: top; }
th { background: var(--navy); color: #fff; font-family: var(--display); font-weight: 600; }
tr:last-child td { border-bottom: 0; }
.note {
  background: #fff8f2;
  border: 1px solid #f3d2b8;
  border-radius: 14px;
  padding: 14px 16px;
  color: #5c3b24;
  font-size: 0.95rem;
}

.faq { display: grid; gap: 8px; }
.faq details {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 12px 16px;
}
.faq summary { cursor: pointer; font-weight: 700; color: var(--navy); }
.faq details p { margin: 8px 0 2px; color: var(--muted); }

.cta {
  background:
    radial-gradient(500px 180px at 100% 0%, rgba(255,138,26,.35), transparent 60%),
    var(--navy);
  color: #fff;
  border-radius: 28px;
  padding: 36px;
  display: flex;
  justify-content: space-between;
  gap: 20px;
  align-items: center;
}
.cta h2 { color: #fff; font-size: clamp(1.8rem, 3vw, 2.6rem); }
.cta p { color: #d5deee; margin: 0; max-width: 40rem; }
.cta-actions { display: flex; flex-wrap: wrap; gap: 10px; }

.site-footer { background: var(--navy); color: #d5deee; padding: 48px 0 20px; margin-top: 20px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 28px; }
.site-footer h2 { color: #fff; font-size: 1rem; letter-spacing: 0; }
.site-footer a { color: #d5deee; text-decoration: none; }
.site-footer a:hover { color: #fff; }
.site-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 6px; }
.site-footer .logo-light { height: 46px; width: auto; margin-bottom: 12px; }
.legal {
  border-top: 1px solid rgba(255,255,255,.12);
  margin-top: 28px;
  padding-top: 14px;
  display: flex;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
  font-size: 0.88rem;
}
.float-wa {
  position: fixed;
  right: 16px;
  bottom: calc(16px + env(safe-area-inset-bottom));
  z-index: 40;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #25D366;
  display: grid;
  place-items: center;
  box-shadow: 0 10px 24px rgba(0,0,0,.2);
}
.float-wa svg { width: 34px; height: 34px; fill: #fff; }
.float-wa:hover { background: #1ebe5a; }

.page-hero { padding: 36px 0 10px; }
.crumbs { font-size: 0.92rem; color: var(--muted); margin-bottom: 12px; }
.crumbs a { color: var(--muted); }
.split { display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: 28px; align-items: start; padding-bottom: 48px; }
.prose h2 { font-size: 1.7rem; margin-top: 1.6rem; }
.prose h3 { font-size: 1.2rem; margin-top: 1.2rem; }
.prose a { font-weight: 700; }
.sidecard {
  position: sticky;
  top: 92px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 18px;
  box-shadow: var(--shadow);
}
.sidecard .btn { width: 100%; margin-top: 8px; }
.related { display: grid; gap: 8px; margin-top: 8px; }
.related a {
  display: block;
  text-decoration: none;
  background: var(--paper);
  border-radius: 10px;
  padding: 8px 10px;
  font-weight: 700;
}
.form { display: grid; gap: 12px; }
label { display: grid; gap: 6px; font-weight: 700; color: var(--navy); }
input, select, textarea {
  width: 100%;
  border: 1px solid #d9d0c3;
  background: #fff;
  border-radius: 12px;
  padding: 12px 12px;
  min-height: 48px;
  font-size: 16px;
}
textarea { min-height: 120px; resize: vertical; }
.form-card { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 20px; }
.check-list { list-style: none; padding: 0; display: grid; gap: 8px; }
.check-list li { padding-left: 28px; position: relative; }
.check-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 6px;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--ok) url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'><path d='M3.5 8.2 6.4 11 12.5 5' fill='none' stroke='white' stroke-width='2' stroke-linecap='round'/></svg>") center / 12px no-repeat;
}
.article-meta { color: var(--muted); font-size: 0.95rem; margin-bottom: 8px; }

@media (max-width: 1100px) {
  .nav-toggle { display: inline-flex; align-items: center; }
  .header-call { display: none; }
  .site-nav {
    display: none;
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    background: #fff;
    border-bottom: 1px solid var(--line);
    flex-direction: column;
    align-items: stretch;
    padding: 8px 16px 16px;
    max-height: min(70dvh, calc(100dvh - 120px));
    overflow: auto;
    gap: 2px;
    box-shadow: 0 16px 30px rgba(10, 36, 86, 0.08);
  }
  .site-nav.is-open { display: flex; }
  .site-nav > a,
  .drop > button { width: 100%; text-align: left; border-radius: 12px; min-height: 44px; }
  .drop-menu { position: static; display: none; width: auto; max-height: none; box-shadow: none; border: 0; padding: 0 0 8px 8px; }
  .drop.is-open .drop-menu { display: grid; }
  .hero-grid, .feature-grid, .split, .steps { grid-template-columns: 1fr; }
  .photo-row { grid-template-columns: 1fr 1fr; }
  .photo-row img:last-child { grid-column: 1 / -1; height: 220px; }
  .trust, .footer-grid, .mini-grid, .card-grid, .insight-grid, .order { grid-template-columns: 1fr 1fr; }
  .sidecard { position: static; }
  .cta { flex-direction: column; align-items: flex-start; }
  .section { padding: 48px 0; }
}
@media (max-width: 720px) {
  .site-footer { padding-bottom: calc(88px + env(safe-area-inset-bottom)); }
  .sidecard p { padding-right: 36px; }
  .hero-grid, .feature-grid, .mini-grid, .card-grid, .insight-grid, .steps, .refuse, .order, .trust, .footer-grid, .photo-row {
    grid-template-columns: 1fr;
  }
  .photo-row img, .photo-row img:last-child, .wide-photo { height: 210px; grid-column: auto; }
  .hero-actions .btn { flex: 1 1 100%; }
  .topbar-inner { align-items: flex-start; min-height: 36px; padding-block: 8px; font-size: 0.82rem; }
  .band, .cta, .board, .form-card { padding: 18px; border-radius: 18px; }
  .brand img { height: 40px; }
  h1 { font-size: clamp(1.9rem, 8.5vw, 2.35rem); }
  .lead { font-size: 1.05rem; }
  .section { padding: 36px 0; }
  .board-top { flex-wrap: wrap; }
  .pill { margin-left: 0; }
  .page-hero { padding-top: 28px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .btn, .card, .insight { transition: none; }
}
